Buy a Home

1. Assess Finances and Budget: Before you start, understand your financial situation, including savings, income, and credit score​​.

2. Get Pre-Approved for a Mortgage Loan: This step will give you a clear idea of your budget and shows sellers you're serious about buying​​.

3. Determine Your Home Needs: Decide on the type of home you're looking for, including size, location, and special features​​.

4. Property Search: Begin your search for properties that fit your criteria in the desired neighborhoods​​.

5. Home Inspection: Once you find a property you like, have it professionally inspected for structural, mechanical, and other issues​​.

6. Termite Inspection: Especially important in Florida, where termites are common​​.

7. Radon Test: Consider conducting a radon test, especially if the property is located in a known area for radon presence​​.

8. Secure Mortgage Loan and Rate Pre-Approval: Ensure your mortgage loan and rate are pre-approved to move forward with the purchase​​.

9. Closing Process: Work with your agent, lender, and attorney to finalize the purchase, including signing all necessary documents and making the down payment​​.

10. Finalize Utilities and Insurance: Set up your utilities and home insurance before moving in to ensure everything is ready on day one​​